BCA - EDC BCA

Important Information

Documentary Requirements

Application form to Become a BCA Merchant
Electronic Resident ID Card (e-KTP) (for Indonesian citizens)
Passport and Limited/Permanent Stay Permit (KITAS/KITAP) (for foreign citizens)
Tax ID Number (NPWP) Card (for applicants that already have the NPWP)
Business Identification Number (NIB) / Company Registration Certificate (TDP) (for applicants that have a TDP but do not have the NIB) *)
Business License issued by the competent authority *)
Professional License from the competent Department/Association **)
Statement and Authorization Letter regarding BCA Merchant’s Settlement Account (if the settlement account is not in the name of the relevant BCA Merchant)
Supporting documents, as may be required according to the selected transaction facility

*) If the applicant is applying to become a Static QRIS BCA Merchant and does not have the NIB and/or TDP and/or Business License, the applicant can simply provide a picture of his/her business location as a supporting document

**) Applicable only to individual applicants with such professions as doctors, accountants, etc.

Application form to Become a BCA Merchant
Identification documents of the applicant’s majority shareholder (if any), as specified below:

Electronic Resident ID Card (e-KTP), for an individual shareholder with Indonesian citizenship
Passport and Limited/Permanent Stay Permit (KITAS/KITAP) / electronic Resident ID Card (e-KTP), for an individual shareholder with foreign citizenship
Taxpayer ID Number (NPWP) Card, for a business entity

If the majority shareholder is a foreign individual that does not reside in Indonesia, the KITAS/KITAP/e-KTP may be replaced by a Reference Letter issued by a competent Government Agency

Supporting documents, as may be required according to the selected transaction facility
Statement and Authorization Letter regarding BCA Merchant’s Settlement Account (if the settlement account is not in the name of the relevant BCA Merchant)
Other documents as may be required for the opening of a current account or savings account to be used as the settlement account (applicable to business entities)

Supporting Documents

Certificate of Business Review (Berita Acara Peninjauan Usaha, or BAPU), only for individual merchants *)
Picture of the applicant’s business location
Statement and Authorization Letter regarding BCA Merchant’s Settlement Account (if the settlement account is not in the name of the relevant BCA Merchant)
A statement letter/Cooperation Agreement or a similar form/document if the applicant requests additional facilities such as the ECR / Customized Merchant Report (CMR) / 0% installment

*) The Certificate of Business Review (BAPU) is only required if the applicant does not have a Business Identification Number (NIB) and a Business License

Statement and Authorization Letter regarding BCA Merchant’s Settlement Account (if the settlement account is not in the name of the relevant BCA Merchant)
Picture of the applicant’s business location

*) The Certificate of Business Review (BAPU) is only required if the applicant does not have a Business Identification Number (NIB) and a Business License

Statement and Authorization Letter regarding BCA Merchant’s Settlement Account (if the settlement account is not in the name of the relevant BCA Merchant)
Other supporting documents for each transaction facility in accordance with the applicable rules and regulations

Note:

*) The Certificate of Business Review (BAPU) is only required if the applicant does not have a Business Identification Number (NIB) and a Business License

Payment instruments that are accepted by EDC BCA

BCA Card
Visa
Mastercard
JCB
UnionPay
American Express
Debit BCA
Debit GPN
Flazz
QR Code

Notes:

Free EDC rental fee for a certain period
The applicant may request a Customized Merchant Report via e-mail at layanan_fdm@bca.co.id

How to Get EDC BCA

New EDC

Apply online by completing the e-Form. BCA will contact you within 5 business days to collect the required data

Additional EDC/Outlet Facilities

Contact Halo Merchant either at 1500788 (by phone) or at layanan_fdm@bca.co.id (by email)

Tutorial how to operate EDC BCA

https://www.bca.co.id/edcbca

Transaction Fees and Limits

Transaction Fees

Card Type	Applicable MDR
BCA Card	1,5%
Visa	2%
Mastercard	2%
Japan Credit Bureau (JCB)	2%
UnionPay (UP)	2%
American Express (Amex)	3,25%
BCA Debit Card	0,15% (Regular)
Debit Card issued by Other Domestic Banks	1%
Educational Merchant Category	0,75%
Gas Station (SPBU) Merchant Category	0,5%
Special Merchant Category for Social Assistance	0%
Maestro Debit Card	2%
Flazz	0%

QRIS Transactions

Description	Applicable MDR
All Payment Applications for Merchants under the categories of Small Enterprise (UKE), Medium Enterprise (UME), and Large Enterprise UBE)	0,7%
All Payment Applications for Merchants under the category of Micro Enterprise (UMI)	0%*
All Payment Applications for Merchants under the categories of special programs of Social Assistance, Social Donation and Non-Profits	0%
All Payment Applications for Merchants under the business category of Education	0,6%
All Payment Applications for Merchants under the business category of Gas Stations	0,4%

*) valid until 30 June 2022

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