Virtual Account

Simplify payment collection process

Why Virtual Account?

Realtime

Realtime business transaction information

Broad transaction network

Broad networking involves ATM BCA, KlikBC and others

Text file report

Report and transaction data provides in Text File format to ease recording

Virtual Account BCA

About Biaya & Limit Get the service Layanan API BCA

Virtual Account

Simplify payment collection process

Other benefits


Practical
Reducing monthly administration work and cost efficiency
Secure
In every transaction always done Virtual Account name confirmation
Free of charge
There is no charging fee for deposit through BCA
Fast
Fund transfer identification from customer is easy and fast

Limit

The daily transaction limit per account using BCA Virtual Account via e-Banking BCA is as follows:

Tabel 1. BCA Virtual Account Limit by Channel

No e-Banking BCA Maximum Daily Limit/Account

1

myBCA

IDR 300,000,000

2

BCA mobile

IDR 300,000,000

3

ATM BCA

IDR 50,000,000

4

KlikBCA Individu

IDR 10,000,000,000

Effective : November 9, 2021

 

In addition to daily transaction limits based on the BCA e-Banking channels, the daily transaction limit of BCA Virtual Account also applies to the selected BCA partners. This applies to various categories/purpose of transactions via e-Banking BCA, such as digital wallet top ups, e-commerce transactions, and fund transfer services. Let’s look at the table below for more details.

Table 2. BCA Virtual Account Limit by Transaction Category

No e-Banking BCA Limit of the Category/Purpose of Transaction to Select BCA Partners*
Digital wallet/e-money top-ups E-commerce Fund transfer services 

1

myBCA

IDR 10,000,000

IDR 50,000.000

IDR 10,000.000

2

BCA Mobile

3

ATM BCA

Refers to BCA Virtual Account Limits by Channel in Table 1


*Important Notes:

BCA Virtual Account daily transaction limit based on the category/purpose of the transaction shown in Table 2 is the combined limits, which mean, one limit applies to several e-Banking BCA.

For more information about changes to BCA Virtual Account daily transaction limit, please click HERE

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