Banking application service that provides easy banking transactions through KlikBCA or m-BCA.
Benefits
Mobile Banking
Check your balances, account statements, fund transfers, and pay bills more easily through m-BCA on the BCA mobile.
Lifestyle Feature
All your shopping and entertainment activities can easily be done #DibikinSimpel in just one app. Through Lifestyle feature on BCA mobile.
Launcher KlikBCA
Easy access to mobile KlikBCA with just one click
Flazz
Easy balance check, top-up, information on the last 10 Flazz transactions on a smartphone with the Near Field Communication (NFC) feature
Cardless
Forget your card? Don't worry, BCA mobile can cover your transactions
Important Information
Requirement
Having downloaded the BCA mobile application
Having registered for m-BCA via BCA ATM/BCA Branch for non-financial transactions
Having activated the financial transactions at a BCA Branch Office to be able to conduct financial transactions
An Android or iPhone smartphone user
A GSM operator's customer
Terms of m-BCA
The customer mobile number must be connected to the ATM BCA card through the m-BCA registration process, in which:
One (1) mobile number can only be connected to one (1) ATM BCA card
One (1) ATM BCA card can be connected to a maximum of 10 mobile phone numbers
Proof of Transaction
From the screen display on completion of the transaction
For financial transactions and time deposit account information, the customer will receive the proof of transaction in the form of a message in the Inbox submenu, which can be copied and forwarded via email, SMS or other messenger applications
Security of BCA mobile
The customer is required to enter an access code to secure access to the m-BCA menu. The access code takes the form of a 6-character alphanumeric code created by the customer
The customer is also required to enter a personal identification number (PIN) to verify and validate a transaction
The PIN takes the form of a 6-digit numeric code created by the customer
Note:
If there is a system breakdown at BCA or any disruption at the GSM Operator, the customer will not be able to access BCA mobile services temporarily
Fees and Limit
Fees for BCA mobile service
The transaction fee for Interbank Transfer:
Via BI-FAST: Rp 2,500
Via Online: Rp 6,500
The customer will be charged for the internet access service (GPRS/EDGE/3G/4G/WIFI) at the applicable price (for m-BCA, around 15 KB per transaction or equal to around Rp150/transaction) if the customer uses a regular (non-package)
internet service
For the initial use of the application, the customer will be charged an SMS fee for each SMS sent and received by the customer, as described below:
For Telkomsel, between Rp 300 and Rp 1,320 per SMS*
For Indosat, between Rp 400 and Rp 600 per SMS*
Update
Effective from July 2021, any SMS sent and received by the customer will be charged as follows:
For Smartfren, between Rp 150 and Rp 600 per SMS*
For XL, between Rp 400 and Rp 600 per SMS*
For 3 (Tri) Hutchison, between Rp 250 and Rp 500 per SMS*
*The prices above exclude applicable VAT
Fees and Limits m-BCA
TRANSACTION LIMIT
FEATURES
Xpresi
Paspor Blue (IDR)
Paspor Gold / Tapres (IDR)
Paspor Platinum (IDR)
BCA Dollar (IDR)
1. Inhouse Transfer (between BCA accounts)
25 Million
50 Million
75 Million
100 Million
~ 25 Million
2. Interbank Transfer (to another bank's account)
10 Million
15 Million
20 Million
25 Million (equivalent)
Note:
- Transfer Transaction Limit is a combined limit with transfer limit at ATM, except transfers to Sakuku and Virtual Account BCA - Update: 8 October 2021 - The transfer limit from an IDR amount to a foreign currency amount is separate from
the transfer limit between IDR amounts
Maximum Limit for Purchase of Mobile Credit Recharge via m-BCA
Rp 2,500,000 per day. This limit is a combined limit with other e-channels, such as BCA ATM, KlikBCA, and BCA By Phone*. *Eff. Date 11 Dec 2017
Maximum Payment Limit
Based on the total amount due
FEE PER TRANSACTION
No.
Transaction Type
XL
Indosat Ooredoo
Telkomsel
Prepaid
Postpaid
Kartu Halo
simPATI
As
1.
Non Financial Transaction
650
600
500
850
1010
960
2.
Financial Transaction
1300
1200
1000
1450
1670
1620
Note:
The transaction fee for Interbank Transfer (via online): Rp 6,500 (Effective from 01 November 2014)
The transaction fee for Interbank Transfer (via BI-FAST): Rp 2,500
(Effective from 01 November 2014)
Payment and Purchase Transactions
Payment Transaction
Fee
Telephone/Telkom
Rp2,500
Electricity/PLN
Rp3,000
Tax/Land and Building Tax (PBB)
Rp2,500 - Rp5,000
XL Postpaid*
Rp1,500
Telkomsel Pascabayar (Halo)
IDR3,000
*) The same fee amount of Rp1,500 for XL Prepaid also applies for payments made via m-BCA and KlikBCA Bisnis
Purchase Transaction
Fee
Electricity/PLN Prepaid
Rp2,500
Telkomsel Mobile Credit Rechcarge
Rp2,000
Indosat Ooredo Mobile Credit Recharge
Rp1,500
XL/AXIS Mobile Credit Recharge
Rp1,500
QRIS Payment Limit
Limit per transaction is Rp10,000,000
The daily domestic QRIS limit is Rp25 million per day.
The daily cross-border QRIS limit is a combined BCA debit card limit according to the card type.
Get the Service
BCA mobile
Access this product or service anytime anywhere online
Dengan mengklik ‘Lanjutkan’, Anda akan diarahkan menuju website
di luar www.bca.co.id yang tidak terafiliasi dengam BCA dan mungkin
memiliki tingkat sekuriti yang berbeda. BCA tidak bertanggung jawab
dan tidak mendukung, menjamin, mengendalikan konten, mengendalikan
ketersediaan dan perspektif atas produk-produk atau layanan-layanan
yang ditawarkan atau dinyatakan oleh website tersebut.
