1. The Flazz Card is transferrable to any party.
2. The Flazz Card cannot be used for purposes other than to conduct a Transaction.
3. The Flazz Card can be used without a Personal Identification Number (PIN) or a signature. Therefore, the Flazz Card can be used by any person other than the Cardholder, without the need for BCA to prove the user’s authority.
4. If the Flazz Card is stolen or lost, BCA cannot block the funds on the Flazz Card. All consequences arising from the use of the stolen or lost Flazz Card shall be the full responsibility of the Cardholder.
5. The Cardholder can only use the Flazz Card to make Payment Transactions as long as the funds on the Flazz Card are sufficient.
6. All information and calculations from BCA in connection with the Payment Transactions, other transactions and/or the Flazz Card balance after the use of the Flazz Card constitute binding and conclusive evidence, unless proven otherwise.
7. The use of the Flazz Card is subject to the terms and provisions applicable at BCA as well as the terms and conditions governing all services or facilities and transactions covered by the Flazz Card. BCA reserves the right to amend the terms, conditions, and provisions, and such amendment will be notified by BCA in any form and by any means in accordance with the applicable law.
8. In the event of a force majeure event, including but not limited to strikes, fires, mass riots, sabotage, natural disasters such as earthquakes and floods or other occurrences beyond the control of the parties, no party shall be liable for any losses that arise as a result of the occurrence of such force majeure event.
9. The Flazz Card does not constitute a deposit as referred to in the banking law, and therefore the funds on the Flazz Card are not guaranteed by the Indonesia Deposit Insurance Corporation (LPS).
10. The validity period of the Flazz Card is 10 (ten) years from the last Top Up Transaction. However, the validity period of the Flazz Card with the new logo is 10 years from the production date as written on the back of the card
11. The Cardholder has the right to at any time terminate the use of the Flazz Card.
12. Upon the expiry of the Flazz Card or upon the Cardholder’s termination of the use of the Flazz Card, the Cardholder has the right to recover the balance on the Flazz Card by returning the Flazz Card to the Branch Office designated by BCA.

BCA will refund the balance by transferring the amount to the account designated by the Cardholder no later than 12 (twelve) business days from the date the Cardholder returns the Flazz Card to BCA.

Disclaimer

Insurance

The data or information contained herein is provided and/or calculated based on the data provided by the insurance company as BCA’s partner to PT Bank Central Asia Tbk (BCA). The data or information is intended for informational purposes only and does not constitute a recommendation in any form and for any purpose nor an offer or request to buy/sell a product.

The insurance product described herein is the insurance product of the insurance company that has entered into a cooperation arrangement with PT Bank Central Asia Tbk (BCA) and therefore is NOT BCA’s product and responsibility. BCA only acts as a party offering or marketing the insurance product of the insurance company that becomes BCA’s partner. This insurance product and the investment linked to it (if any) are NOT part of third party deposits with BCA and are not guaranteed by BCA. They are also NOT INCLUDED in the blanket guarantee program as referred to in the laws and regulations regarding deposit insurance institutions. The use of BCA’s logo and/or other identifying marks in the brochures or other marketing documents (if any) is only intended to show that there is a cooperation arrangement between BCA and the insurance company that becomes BCA’s partner.

The investment linked to an insurance product poses a risk that the (prospective) Policyholder and/or the Insured may lose part or all of the invested funds. The (prospective) Policyholder and/or the Insured must carefully read and understand the characteristics of the insurance product, including, among others, the features, benefits, risks, membership requirements, claim procedure, insurance product and investment fees (if any) before deciding to purchase an insurance product. Any insurance product and investment linked thereto selected by Policyholder and/or the Insured constitutes their own decision and sole responsibility. The past performance of an insurance product and the investment linked thereto cannot guarantee their future performance.

Investment

The data or information contained herein is provided and/or calculated based on data obtained from the Custodian Bank, Investment Manager and/or Indonesia Stock Exchange. PT Bank Central Asia Tbk (BCA) is not responsible for the correctness, accuracy, or completeness of the data or information, including any error in the data or information contained herein. All consequences arising from the use of the data or information shall be the full responsibility of the (prospective) Investor. The (prospective) investor is advised to seek advice from financial, legal, and tax advisors before conducting any Mutual Fund transaction.

The data or information is intended for informational purposes only and does not constitute a recommendation in any form and for any purpose and is not intended as an offer or request to buy/sell a product. The ideal way of comparing Mutual Fund products is to make a comparison between Mutual Fund products of the same type. A Mutual Fund is a capital market product and is NOT BCA’s product, and therefore BCA is not liable for any claims and risks in connection wih the management of the Mutual Fund portfolio. BCA only acts as a Selling Agent for Mutual Funds. Investments in Mutual Funds are NOT part of third party deposits with BCA, so they are not guaranteed by BCA and are also NOT INCLUDED in the scope of the blanket guarantee or deposit insurance program. Investment in Mutual Funds poses a risk that the (prospective) investor may lose part or all of their invested capital. Any Mutual Fund product purchased by the (prospective) investor constitutes the (prospective) investor’s own decision and responsibility, including if the (prospective) investor chooses a product that does not match the (prospective) investor‘s risk profile. The past performance of a Mutual Fund cannot guarantee its future performance. The (prospective) investor must carefully read and understand the Mutual Fund prospectus before deciding to invest in the Mutual Fund. Both BCA and the Investment Manager managing the Mutual Fund that is offered by BCA are registered with and supervised by the Financial Services Authority. The sale of a Mutual Fund at BCA is carried out by BCA employees as Mutual Fund Selling Agent Representatives (WAPERD) that are registered with and supervised by the Financial Services Authority. The confirmation of investment in a Mutual Fund issued by the Custodian Bank constitutes a valid proof of ownership.