BCA - Mutual Funds

Reksadana

Mutual Funds

"Mutual fund is an investment vehicle made up of pool money collected from investors and henceforth invested in Portfolios of Securities operated by an Investment Manager. A mutual fund is established based on a Collective Investment Contract between:

Investment Manager who acts as the party that manages and monitors the portfolios of securities invested in the Mutual Fund
Custodian Bank who acts as the party responsible for administration, safekeeping, issues and sends transaction confirmation letter & monthly report to Mutual Fund investors"

Benefits

Types of Mutual Funds

Money Market Fund

These funds invest in domestic money market instrument sand/or debt securities with a maturity date more than a year and/or remaining maturity date of less than one year. This type is suitable for investors with a very conservative risk profile, with a relatively low volatility for the 100% money market fund portfolio.

Protected Fund

These funds feature a protection mechanism of 100% of the initial fund value until the maturity date is over and is not valid if the fund is sold prior to its maturity date. However, this type does not have a special protection mechanism if the issuer defaults, investors could be exposed to the risk of losing its principal and interest.

Fixed-Income Fund

These funds invest in debt securities at least 80% of its net asset value. This type of investment is suitable for investors with a conservative risk profile.
Portfolio: 80% Bonds, volatility low-moderate.

Balanced Fund

These funds invest in equity securities, debt securities, and/or domestic money market instruments, each of which is no more than 79% of its net asset value, and the investment fund portfolio must include equity securities and debt securities. This type is suitable for investors with a moderate risk profile.

Stock Fund

These funds invest in at least 80% of NAV in equity securities. Suitable for investors with an aggressive risk profile. Portfolio: Max. 79% of each security (Stocks, Bonds, and/or money market), Volatility moderate to high

Risks of Mutual Funds

Risk of Changing Political and Economic Conditions

The business performance of the industry is influenced by economic conditions, regulatory environment, and business climate for such business sector. Changes in government regulations related to macroeconomics, business, and taxation can affect the economic conditions and industry performance, which subsequently affect the rate of return and from the Funds.

Liquidity Risk

In the event all or the majority of Participation Unit holders simultaneously redeem their Fund Units to IM, the manager may be unable to meet their redemption obligations to pay out such redemption proceeds immediately. In the event of force majeure, the Investment Manager may refuse the Participation Unit redemption in accordance with the provisions of the Collective Investment Contract and OJK Regulations.

Important Information

Investment Manager

Investment Manager Profile

Nama Manajer Investasi	Keterangan
PT Ashmore Asset Management Indonesia	Total dana kelolaan per Februari 2022 : 36.32 Triliun
PT Bahana TCW Investment Management	Total dana kelolaan per Februari 2022 : 49.03 Triliun
PT Batavia Prosperindo Aset Manajemen	Total dana kelolaan per Februari 2022 : 43.31 Triliun
PT BNP Paribas Investment Partners	Total dana kelolaan per Januari 2022 : 34.58 Triliun
PT Danareksa Investment Management	Total dana kelolaan per Februari 2022 : 40.93 Triliun
PT Eastspring Investments Indonesia	Total dana kelolaan per Februari 2022 : 83.35 Triliun
PT Nikko Securities Indonesia	Total dana kelolaan per Februari 2022 : 334.21 Miliar
PT Panin Asset Management	Total dana kelolaan per Februari 2022 : 12.95 Triliun
PT Schroder Investment Management Indonesia	Total dana kelolaan per Februari 2022 : 66.35 Triliun

Disclaimer

Mutual Funds are capital market products and NOT products issued by BCA and BCA is not responsible for any and all claims and risks of managing the portfolio. BCA only acts as a Mutual Fund Sales Agent. Investment in Bond products is NOT part of third-party deposit at BCA, and it is not guaranteed by BCA and DOES NOT FALL within the scope of the deposit guarantee program object by the Deposit Guarantee Agency. Mutual Fund investments contain risks that allow (prospective) investors to lose part or all their invested capital. Every Mutual Fund purchased by (prospective) investors shall be the sole responsibility and decision of, including if (prospective) investors choose the type of product that does not match the risk of the (prospective) investors. Mutual Funds performance in the past is not a guarantee of future performance. (Prospective) investors are required to read and fully understand the prospectus before investing in any Mutual Fund products. BCA and Investment Manager offered by BCA are registered with and supervised by the Financial Services Authority (OJK). Mutual Fund sales at BCA are carried out by BCA employees as Mutual Fund Sales Agent Representatives (WAPERD), who are registered with and supervised by the Financial Services Authority (OJK). Mutual Fund Investment Confirmation Letter issued by Custodian Banks is proof of legal ownership.

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