Placement Amount
Rp 30,000,000
Tenor
1 Years
Interest Rate per Year
10,00%
Interest Rate per Year
Rp 5.250.000
Estimated Interest Tax of 20%
Rp 5.250.000
Estimated Total Deposit Accumulation
Rp 5.250.000
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The good choice of investment
Available in 9 currency options (IDR, USD, HKD, AUD, JPY, GBP, EUR and CNH)
Specify your time period deposit starts from 1, 3, 6, and 12 months
Deposit interest will be automatically transfered to current account/Tapres/Tahapan BCA/BCA Dollar or other account in different bank
Time Deposit
ABOUT
Time Deposit is the right investment choice
For customers who wish to set aside some savings for investments, BCA Time Deposit is one of the best ways to make your money work for you. With a choice of terms and competitive interest rates, BCA Time Deposit is the right investment option. Time deposit is a product that the deposit and withdrawal can be made at a specified time.
Important Information
Terms and Procedures
Types of Customers |
Key Document |
Adult individual |
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Entity |
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*Note: if the customer does not have an NPWP, it can be replaced with a statement letter of not owning an NPWP.
For inquiries and complaints:
Contact Us:
Halo BCA 1500888
Email: halobca@bca.co.id
WA: +628111500998
Website: www.bca.co.id
Social Media
Facebook: GoodLife BCA
Instagram: @goodlifebca
Youtube: Solusi BCA
Twitter: @BankBCA
Features, Benefits, and Risks of Deposit
Key Features of Deposit:
Benefits:
Risks:
Simulation:
Placement |
Tenor |
Interest based on Tenor* |
Interest** |
|
Total Accumulation*** |
|
10.000.000 |
1 bulan |
2.00% |
16.438 | 3.288 |
10.013.151 |
Note:
* Interest rates may change according to the prevailing regulations.
** Interest = gross interest before tax according to the prevailing regulations (Assuming 1 month = 30 days, 1 year
= 365 days)
** Total accumulation = total amount of Deposit plus interest after tax.
Additional Information
Types of Deposit |
Interest Credit |
Non ARO |
Credited to the designated account at the maturity date |
ARO |
Credited to the designated account every month according to maturity date |
ARO Plus |
Credited to the deposit account at maturity and its initial interest will be summed up when the account is rolled over |
Disclaimer (important note)
Fees, Limits, and Interest Rates
Interest Rates
Currency |
Interest Rate (%pa) / Term (months) | |||
1 | 3 | 6 | 12 | |
IDR < 2Bn | 2.00 | 2.00 | 2.00 | 2.00 |
IDR ≥ 2Bn - < 5Bn | 2.00 | 2.00 | 2.00 | 2.00 |
IDR ≥ 5Bn - < 10Bn | 2.00 | 2.00 | 2.00 | 2.00 |
IDR ≥ 10Bn - < 25Bn | 2.00 | 2.00 | 2.00 | 2.00 |
IDR ≥ 25Bn - < 100Bn | 2.00 | 2.00 | 2.00 | 2.00 |
IDR ≥ 100Bn | 2.10 | 2.10 | 2.10 | 2.10 |
Effective: November 14, 2022
Minimum Deposit
IDR 8,000,000
Foreign Currency Time Deposit
Currency | Interest Rate (%pa) / Term (months) | |||
1 | 3 | 6 | 12 | |
<USD 150.000 | 0.75 | 0.75 | 0.75 | 0.75 |
≥USD 150.000 - <USD 1.000.000 | 1,00 | 1,25 | 1,25 | 1,25 |
≥USD 1.000.000 - <USD 10.000.000 | 1,00 | 1,50 | 1,50 | 1,50 |
≥USD 10.000.000 | 1,00 | 1,75 | 1,75 | 1,75 |
SGD | 0.10 | 0.10 | 0.10 | 0.10 |
HKD | 0.00 | 0.00 | 0.00 | 0.00 |
GBP | 0.00 | 0.00 | 0.00 | 0.00 |
AUD | 0.75 | 0.75 | 0.75 | 0.75 |
JPY | 0.00 | 0.00 | 0.00 | 0.00 |
EUR | 0.00 | 0.00 | 0.00 | 0.00 |
CNH | 0.25 | 0.25 | 0.25 | 0.25 |
Effective: November 1, 2022
Placement
Currency |
Minimum Initial Placement |
Indonesian Rupiah (IDR) |
Rp8,000,000 |
United States Dollar (USD) |
USD1,000 |
Singapore Dollar (SGD) |
SGD2,000 |
Hongkong Dollar (HKD) |
HKD8,000 |
Australian Dollar (AUD) |
AUD2,000 |
Great Britain Pound sterling (GBP) |
GBP1,000 |
Japanese Yen (JPY) |
JPY150,000 |
Euro (EUR) |
EUR1,000 |
China Yuan (CNH) |
CNH7,000 |
Limit
Description |
Calculation |
Deposit* |
|
USD Deposit Account |
|
Deposit up to USD50,000/day/account |
1:1 |
Deposit more than USD50,000/day/account |
0.5% provision fee of the excess |
Other Foreign Currency Deposit Account |
|
Non-USD banknote deposit for non-USD account** |
1:1 |
Withdrawal |
|
USD Deposit Account |
|
Withdrawal up to USD10,000/month/account |
1:1 |
Withdrawal more than USD10,000/month/account |
0.5% provision fee of the excess |
SGD Deposit Account |
|
Withdrawal up to SGD10,000/month/account |
1:1 |
Withdrawal more than SGD10,000/month/account |
0.5% provision fee of the excess |
CNH Deposit Account |
|
Withdrawal up to CNH20,000/month/account |
1:1 |
Withdrawal more than CNH20,000/month/account |
0.75% provision fee of the excess |
*) Deposit of banknotes in poor condition and/or smaller denominations of the same currency a 1:1 rate calculation applies with a provision fee of 0.25%.
**) a 1:1 rate calculation applies to certain non-USD denominations.
Fees
Description |
Fee |
Between BCA accounts |
Free |
Between BCA accounts (another city) |
Rp2,000 |
Interbank:
|
Rp2,900 Rp30,000 |
TERMS AND CONDITIONS FOR TIME DEPOSIT
PT BANK CENTRAL ASIA Tbk
(BCA)
A. DEFINITIONS
B. TERMS AND CONDITIONS FOR TIME DEPOSIT
C. SPECIAL PROVISIONS FOR FOREIGN-CURRENCY TIME DEPOSITS
These Terms and Conditions for Time Deposit of PT BANK CENTRAL ASIA Tbk have been adjusted to ensure compliance with the prevailing laws and regulations including Regulations of the Financial Services Authority
Get the service
Time Deposit Simulation
Interest
Tax of interest 20%
Total of Time Deposit Accumulation
Note: this calculation is only an investment simulation aid and is not intended to provide any recommendations
Asumming: 1 month = 30 days, and 1 year = 365 days
Deposit Simulation
Placement Amount
Rp 30,000,000
Tenor
1 Years
Interest Rate per Year
10,00%
Interest Rate per Year
Rp 5.250.000
Estimated Interest Tax of 20%
Rp 5.250.000
Estimated Total Deposit Accumulation
Rp 5.250.000
Do you need help? Contact Halo BCA 1500888
Menara BCA, Grand Indonesia Jl. MH Thamrin No. 1, Jakarta 10310
Note: This calculation is only for investment simulation tool and is not intended to provide any recommendations
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