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Convenience in saving and investing
Available in USD and SGD
Get a BCA Dollar card that functions as an ID card and an ATM BCA card
Access to accounts, transactions, and any kind of payment can be done easily via BCA e-Banking
BCA Dollar
BCA Dollar
Save and invest with globally recognized dollar currencies.
Benefits
Important Information
Terms and Procedures
Types of Customers |
Key Document |
Adult Individual |
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|
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*Note: If the Customer does not/does not yet possess an NPWP, it can be replaced with a statement letter of not owning an NPWP.
For inquiries and complaints:
Contact Us:
Halo BCA 1500888
Email: halobca@bca.co.id
WA: +628111500998
Website: www.bca.co.id
Social Media
Facebook: GoodLife BCA
Instagram: @goodlifebca
Youtube: Solusi BCA
Twitter: @BankBCA
Features, Benefits, and Risks of BCA Dollar
Key Features of BCA Dollar:
Benefits:
Risks:
Simulation:
BCA Dollar Balance |
Interest Rate per Annum According to Balance * |
Nominal Monthly Interest Rate** |
||
USD1,000,000 |
0.1% |
USD82.19 |
Note:
*Interest rates may change at any time according to market conditions, which will be notified through BCA
information facilities. **Nominal Interest Rate = gross interest before tax according to the prevailing regulations
(Assuming 1 month = 30 days and 1 year = 365 days).
Additional Information
Disclaimer (important note)
Fees, Limits & Interest Rates
Interest rate
BCA Dollar USD
Balance (USD) |
Interest rate (%pa) |
<100 | 0,00 |
≥100 - <10.000 | 0,08 |
≥10.000 - <100.000 | 0,08 |
≥100.000 - <150.000 | 0,25 |
≥150.000 | 0,80 |
Effective: November 1, 2022
BCA Dollar SGD
Balance (SGD) |
Interest rate (%pa) |
<200 | 0,10 |
≥200 | 0,10 |
Effective: November 4, 2019
Placement
The nominal placement starts from USD100 or SGD200.
Fees
Description |
Between BCA accounts |
Interbank (OR) |
through BCA branch |
|
Rp50,000 |
through e-channel |
Free |
Rp35,000 |
Provision (remittance in the same currency) |
Free |
0.125% Min. USD5, max. USD150 |
Limits
Type of Transaction |
Limit |
Via ATM BCA |
|
Cash Withdrawal 1) |
Rp10,000,000 (equivalent) |
Transfer between BCA accounts 2) |
Rp25,000,000 (equivalent) |
Via Mobile Banking |
|
Transfer between BCA accounts 2) |
Rp25,000,000 (equivalent) |
other |
|
via Internet Banking |
Rp500,000,000 (equivalent) |
via myBCA |
Rp300,000,000 (equivalent) |
1) Withdrawal limit using BCA Dollar cards or cardless service on BCA mobile is a combined limit.
2) Transfer limit is a combined limit with the m-BCA transfer limit.
Customers can deposit and withdraw banknotes with a 1:1 rate calculation (not subject to the exchange rate for the same currency) with the following conditions:
Description |
Calculation |
Deposit |
|
BCA Dollar USD |
|
Deposit* up to USD50,000 / day / account |
1:1 |
Deposit* above USD50,000 / day / account |
0.5% provision fee of the excess |
BCA Dollar SGD |
|
Deposit* |
1:1 |
Withdrawal |
|
BCA Dollar USD |
|
Withdrawal up to USD10,000 / month / account |
1:1 |
Withdrawal above USD10,000 / month / account |
0.5% provision fee of the excess |
BCA Dollar SGD |
|
Withdrawal up to SGD10,000 / month / account |
1:1 |
*Note: Deposit of banknotes in poor condition and/or smaller denominations of the same currency a 1:1 rate calculation applies with a provision fee of 0.25%.
TERMS AND CONDITIONS FOR BCA DOLLAR ACCOUNT
PT BANK CENTRAL ASIA Tbk
(“BCA”)
A. GENERAL TERMS AND CONDITIONS
The display of the name and/or account number as described above is intended as a means of seeking confirmation from the remitting customer to minimize the possibility of the remitting customer making a wrong transfer.
If the BCA Dollar Account Activity Statement has been sent to the Depositor’s address, but was returned to BCA, then:
If the BCA Dollar Account Activity Statement is not collected by the Depositor within 3 (three) months from the date of its issuance, the relevant BCA Dollar Account Activity Statement will be destroyed. If the Depositor fails to collect the BCA Dollar Account Activity Statement for 3 (three) consecutive months, the BCA Dollar Account Activity Statement will no longer be issued until the Depositor reapplies for the issuance of the BCA Dollar Account Activity Statement at a BCA branch office designated by BCA.
The amounts of such charges and fees and any changes thereto will be notified to the Depositor in any form and by any means according to the applicable law. Such charges and fees will be debited directly by BCA from the Depositor’s account.
The LPS does not guarantee any deposit with interest at the rate exceeding the maximum interest rate stipulated by the LPS.
B. DEPOSITS AND WITHDRAWALS
BCA has the right to amend the provisions concerning such minimum initial deposit amount from time to time, and such amendment will be notified by BCA in any form and by any means in accordance with the prevailing law.
Any failure or delay by such correspondent bank in conducting the collection with the issuing bank or transferring the proceeds to BCA as well as any loss arising from the collection process, including but not limited to the currency devaluation/depreciation of the instrument that is still in the process of collection or transfer, shall be the sole responsibility of the Depositor.
C. CALCULATION AND PAYMENT OF INTEREST
D. PROCEDURE
Use of BCA Dollar Card
Replacement of BCA Dollar Card
Closure of BCA Dollar Account
If the Depositor wishes to close the BCA Dollar account, the Depositor must:
The Depositor will incur a closing fee when closing the BCA Dollar account. The amount of the closing fee of the BCA Dollar account will be notified by BCA to the Depositor in any form and by any means in accordance with the prevailing law.
Complaints Handling
E. DISPUTE RESOLUTION
F. LANGUAGE
These Terms and Conditions for BCA Dollar Account of PT BANK CENTRAL ASIA Tbk ("BCA") are made and signed in 2 (two) versions of languages, namely Indonesian and English. In the event that there is a discrepancy in interpretation between the versions of Indonesian and English, then the version of Indonesian language shall prevail.
IMPORTANT: THE DEPOSITOR IS PROHIBITED FROM STORING OR LEAVING THE DEPOSITOR’S BCA DOLLAR CARD WITH BCA
These Terms and Conditions for BCA Dollar Account of PT Bank Central Asia Tbk (“BCA”) have been adjusted to ensure compliance with the prevailing laws and regulations including Regulations of the Financial Services Authority
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