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Easier to get the dream home
Buying a house is easier with a large choice of interest rates, features, developer, and property agent
Installing a house is no longer a burden because of the light and stable installments
No need to worry about Fix and Cap interest rates rising dramatically that causes installments to become heavy
KPR Refinancing
KPR Renovation
Solution for bigger house because of increasing family members or to create a new atmosphere at home
Benefits
Important Information
Requirements
Document Requirements
Work Type
Notes :
*) For husband and wife joint income, spouse's documents must be attached
**) For entrepreneurs with PT & CV legal entity
***) For branches that have implemented Appraisal payments in advance
Guarantee Document Requirements
Note :
After the Fix interest period ends, the interest rate that will apply is the floating interest, in which the interest rate will vary according to the current interest rate. Changes in interest rates will affect the amount of installments that must be paid.
Fees, Limit, and Interest Rates
Interest Rates Promo
Fix Rates |
Renovasi (eff.p.a) |
Minimum Tenor |
Fix 3 years |
4.85% |
10 years |
5.15% |
8 years |
|
5.85% |
5 years |
|
6.50% |
3 years |
|
Fix 5 years |
5.85% |
10 years |
6.35% |
8 years |
|
6.65% |
7 years |
|
7.50% |
5 years |
|
Suku Bunga Fix & Cap |
Renovasi (eff.p.a) |
Minimum Tenor |
Fix 2 years |
5.15% |
10 years |
Cap 3 years |
7.15% |
|
Fix 2 years |
6.75% |
5 years |
Cap 3 years |
8.75% |
|
Suku Bunga Fix Berjenjang 8 years |
Renovasi (eff.p.a) |
Minimum Tenor |
years ke 1 s/d 3 | 5.25% | 8 years |
years ke 4 s/d 6 | 8.55% | |
years ke 7 & 8 | 10.55% | |
Suku Bunga Fix Berjenjang 10 years |
Renovasi (eff.p.a) |
Minimum Tenor |
years ke 1 s/d 3 | 5.25% | 10 years |
years ke 4 s/d 6 | 8.55% | |
years ke 7 s/d 10 | 10.55% | |
Suku Bunga Fix Berjenjang 15 years |
Renovasi (eff.p.a) |
Minimum Tenor |
years ke 1 s/d 3 | 5.25% | 15 years |
years ke 4 s/d 6 | 8.55% | |
years ke 7 s/d 15 | 10.55% | |
Suku Bunga Fix Berjenjang 20 years |
Renovasi (eff.p.a) |
Minimum Tenor |
years ke 1 s/d 3 | 5.25% | 20 years |
years ke 4 s/d 6 | 8.55% | |
years ke 7 s/d 20 | 10.55% |
REGULER RATES (eff. p.a)
Fix Rates | Refinancing |
Fix 1 years |
8.00% |
Fix 2 years |
8.50% |
Fix 3 years |
9.00% |
Fix 5 years |
9.50% |
Fix Rates | Refinancing |
Fix 3 years |
9.00% |
Cap 2 years |
10.00% |
Catatan :
The current floating rates for KPR BCA is 11%.
Simulation, online apply, approval tracking for home loan all in one place
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