Back to Credit Card

Cicilan BCA

Convert Your Purchases into Cicilan BCA

Cicilan BCA

About Important Information Fess and Limit Get The Service

About

Convert all transactions into Cicilan BCA transactions, with a very competitive interest and installment period that can be tailored to your needs.

Convert Your Purchases into Cicilan BCA

  • At all merchants with Cicilan BCA sign
  • Type cicilan, send SMS to 69888
  • Via BCA mobile (m-Info menu then Access Transaksi dan Tagihan)
    • Make sure the financial transactions in BCA mobile is activated at BCA Branch Office 
    •  Make sure Kartu Kredit BCA is connected with BCA mobile at “m-Admin” menu)
  • Contact Halo BCA 1500888 & Fill the form here

Cicilan BCA for Overseas Transactions

BCA Card

  • Installment tenors of 3, 6 and 12 months
  • Minimum transaction of IDR 500,000
  • Only valid for EDC transactions at participating merchants in Singapore

BCA Visa Black/Mastercard Black /JCB Black

  • Installment tenors of 3, 6 and 12 months
  • Minimum transaction of IDR 3,000,000
  • Only valid for EDC transactions at all overseas merchants

BCA Visa/Mastercard

  • Installment tenors of 3 and 6 months
  • Minimum transaction of IDR 3,000,000
  • Only valid for EDC transactions at all overseas merchants

BCA American Express Platinum

  • Installment tenors of 3, 6, 12, 18 and 24 months
  • Minimum transaction of IDR 3,000,000
  • Only valid for EDC transactions at all overseas merchants
  • Program period valid until 31 December 2022

BCA UnionPay

  • Installment tenors of 3 and 6 months
  • Minimum transaction of IDR 1,000,000
  • Only valid for EDC transactions at all overseas merchants

Terms and Conditions:

  • Transactions that can be converted are transactions performed overseas during the period of until 31 January 2023 (except BCA American Express Platinum)
  • Valid for transactions that have been posted at BCA Credit Card system
  • Valid for transactions that are not yet due
  • Submission for conversion of Overseas Transactions into 0% Cicilan BCA can be made through:
    1. SMS “Cicilan” to 69888
    2. Contact Halo BCA at 1500888 

Cicilan BCA with Low Interest

INTEREST

TENOR

TYPE OF BCA CREDIT CARD

0.5%/Month

12 months

BCA Everyday Card

0.75%/Month

12 months

All types of BCA Credit Card
(except BCA Everyday Card)

15, 18, 21, 24 and 36 months

All types of BCA Credit Card

1.25%/Month

3, 6 and 9 Month

All types of BCA Credit Card

Terms and Conditions:

  • Transactions that can be converted are all BCA Credit Card transactions during the period of until February 2023.
  • Valid for a minimum transaction of IDR 500,000.
  • No admin or provision fees
  • Valid for transactions that have been recorded at BCA Credit Card database system
  • Valid for transactions that are not yet due
  • Terms for 36-month Low Interest BCA Installment:
    • Performed manually by request (non-EDC).
    • Valid for a minimum transaction of IDR 500,000
  • Submission for conversion of Low Interest Cicilan BCA into 0% Cicilan BCA can be made through:
    • SMS “Cicilan” to 69888
    • Contact Halo BCA at 1500888
    • Via BCA mobile

Cicilan BCA - Education

Mechanism:

Tenor

Interest

3 months

0% /month

6, 12 and 15 months

0,5% /month

Terms and Conditions:

  • Program Period until 31 August 2021.
  • Valid for a minimum transaction of IDR 500,000 (no maximum transaction if the credit limit is sufficient)
  • Valid for all types of BCA Credit Cards
  • Valid for partnered schools/universities, see more
  • Submission for conversion of Cicilan BCA for Education transactions into 0% Cicilan BCA can be made through:

1. School/University that have partnered with BCA

2. SMS “Cicilan” to 69888

3. Contact Halo BCA at 1500888

Cicilan BCA - Hospital

Mechanism:

Tenor

Interest

Mechanism

3 months

0% /month

Minimum transaction of IDR 3,000,000

6, 12 and 15 months

0,75% /month

Minimum transaction of IDR 500,000

Terms and Conditions:

  • Program Period until 31 March 2022.
  • Valid for all types of BCA Credit Cards
  • Valid for Indonesian hospitals, with transaction descriptions containing the words "Rumah Sakit" or "RS" or "Hospital"
  • Submission for conversion of Cicilan BCA for Hospital transactions into 0% Cicilan BCA can be made through:
    • SMS “Cicilan” to 69888
    • Contact Halo BCA at 1500888

Terms for Installment Cancellation

  • Early Cancellation of Installment transactions will be subject to a penalty fee of IDR 100,000 per transaction.
  • Cancellation of Special Installment transactions for the Free Installment Promo will be subject to a penalty fee of 100,000 + the entire remaining installment bill + the amount of the free installment promo.

Become an Installment Merchant

To participate as a Cicilan BCA merchant, merchants can send an email to: layanan_fdm@bca.co.id, by attaching the Installment Program Submission Data.

FEES AND LIMIT

Simulation of Monthly Installment Calculation

Installment interest of 1.25% for tenors of 3, 6 & 9 months valid from 19 March 2012

Transaction Value

Period

3-Month Tenor 1.25%

6-Month Tenor 1.25%

9-Month Tenor 1.25%

500,000

172,917

89,583

61,806

1,000,000

345,833

179,167

123,611

2,000,000

691,667

358,333

247,222

3,000,000

1,037,500

537,500

370,833

5,000,000

1,729,167

895.833

618,056

 

Monthly Installment Calculation

Price of goods + (price of goods x interest x period)
Period

E-mail
Send an e-mail to become a Cicilan BCA merchant
SMS
Type “cicilan” and send SMS to 69888
BCA mobile
Convert your purchases to Cicilan BCA with BCA mobile
Download Now
img logo

Register for Cicilan BCA Service