Investment

ADDITIONAL TERMS FOR HOLDER OF CUSTOMER FUND ACCOUNT OF PT BANK CENTRAL ASIA TBK ("BCA")("BCA")

1. The Customer Fund Account cannot be opened with a joint account status.
2. The Customer Fund Account opened in the form of a current account will not be provided with any cheque/Bilyet Giro nor other identification in any form. For Customer Fund Account in the form of a savings account, BCA will not issue or provide any proof of ownership for the holder of the Customer Fund Account including the passbook or PASPOR BCA Card.
3. All transactions under the Customer Fund Account can only be conducted:
   1. through KlikBCA and/or other means as determined by BCA; and
   2. by Securities Company or Custodian Bank which has been vested with the authority by the holder of the Customer Fund Account to manage the Customer Fund Account.
   The transaction of crediting funds to the Customer Fund Account through BCA can be conducted through KlikBCA, over the counter, and/or through any other means as may be determined by BCA which will be notified by BCA to the holder of the Customer Fund Account in any form and by any means whatsoever.

4. Any inquiry and request for the balance and transaction history (mutasi) of the Customer Fund Account can only be made by the holder of the Customer Fund Account through the means as provided by PT Kustodian Sentral Efek Indonesia and/or through other means as may be determined by BCA which will be notified by BCA to the holder of the Customer Fund Account in any form and by any means whatsoever.
5. BCA reserves the right to refuse any instructions given by the holder of the Customer Fund Account as long as BCA has not received from the holder of the Customer Fund Account the revocation of the power to manage the Customer Fund Account that has been approved in writing by Securities Company or Custodian Bank.
6. The Customer Fund Account can only be closed:
1. by the holder of the Customer Fund Account with the written consent of Securities Company or Custodian Bank; or
2. by Securities Company or Custodian Bank that has been authorized by the holder of the Customer Fund Account to manage such Customer Fund Account.
The closure of the Customer Fund Account must be carried out through Securities Company or Custodian Bank that has been authorized by the holder of the Customer Fund Account to manage such Customer Fund Account.

7. BCA at its sole discretion has the right to refuse the opening and/or close the Customer Fund Account.
8. The holder of the Customer Fund Account is fully responsible for any consequences arising from the management of the Customer Fund Account by Securities Company or Custodian Bank and hereby holds harmless BCA against all kinds of claims, lawsuits, demands, and/or other legal actions of any kind from any party including from the holder of the Customer Fund Account.
9. Any disputes arising in connection with the management of the Customer Fund Account by Securities Company or Custodian Bank will be settled by the holder of the Customer Fund Account and Securities Company or Custodian Bank without involving BCA.
10. This instrument containing the Additional Terms For Holder of Customer Fund Account of BCA constitutes an integral and inseparable part of:
    1. The Terms and Conditions for Holder of Current Account of PT Bank Central Asia Tbk (BCA)
    2. The Terms and Conditions of Tabungan Prestasi ("TAPRES") PT Bank Central Asia Tbk (BCA)
    3. The Terms and Conditions of BCA Dollar Account PT Bank Central Asia Tbk (CA) and or any other provisions as may be applicable to the Customer Fund Account.
BCA has given explanation and asked for confirmation from Customer about the explanation of benefits, fees, and risks related to BCA products above.

11. In the event of any difference and or inconsistency between the Additional Terms For Holder of Customer Fund Account of BCA and the provisions as mentioned in point 10 above, then the Additional Terms For Holder of Customer Fund Account of BCA will apply.
12. The holder of the Customer Fund Account hereby states that it agrees to be bound by the Additional Terms For Holder of Customer Fund Account of BCA, the provisions as set out in point 10 above, provisions concerning Customer Fund Account e-Statement, and other provisions stipulated by BCA in connection with the opening of the Customer Fund Account. BCA may modify such provisions which will be notified by BCA in any form and by any means whatsoever in accordance with the prevailing laws and regulations.

The holder of the Customer Fund Account hereby declares that it has read, understood, and agreed to the contents of the Additional Terms for Holder of Customer Fund Account of BCA as described above.

These additional Terms and Conditions for Rekening Dana Nasabah of PT BANK CENTRAL ASIA Tbk (“BCA”) have been adjusted to ensure compliance with the prevailing laws and regulations including Regulations of the Financial Services Authority

Important Information

Terms and Procedures:

• Account opening is intended for individual customers (Indonesians or foreign nationals) and corporations/business entities
• Fill out and sign the Application for opening a Customer Fund Account (RDN)
• Specifically for Corporate/Business Entity customers, if the management of said corporation/business entity does not have a BCA account, they are required to fill out the Individual Customer Data form.
• Attach the required documents: 

Customers can submit questions and complaints through:

Contact Us:

Halo BCA 1500888 

Email: halobca@bca.co.id

WA: +628111500998

TW : @HaloBCA

Information on Features, Benefits, and Risks of RDN

Key Features of RDN:

• RDN is in the form of Tapres/Giro/BCA Dollar
• Available in 3 currencies namely IDR, USD, and SGD
• Opened on behalf of the customer and authorized to the Securities Company
• Cannot be opened for joint accounts
• Without initial deposit
• Without Check/BG/LA/Paspor BCA card
• Not provided with electronic banking product facilities
• No credit ceiling and overdraft facilities
• No reserved balance
• Cannot be closed automatically
• Not subject to dormant status
• Provided with demand deposit services or interest rates according to the applicable terms
• Priority service fees cannot be debited
• Monthly bank statement sent to investors via e-Statement

Benefits:

• Fund deposits can be made quickly and securely through BCA e-channels (KlikBCA Individu, KlikBCA Bisnis, and BCA mobile), ATMs, Non-Cash ATMs, BCA by Phone, over the counter, and interbank transfer (LLG, RTGS, Inward Remittance)
• Balance information and bank statement can be accessed through BCA channels (KlikBCA Individu, KlikBCA Bisnis, BCA Mobile), securities company applications and the AKses ID website
• Bank statement/e-Statement sent to customer email every month

Risks:

• Securities Company has the power to debit and credit funds from/to RDN
• LPS does not guarantee Customer Savings of the amount of all savings (including interests) at one bank exceeds (equal to) Rp2 billion
• Savings/giro interest may change at any time according to market conditions

Additional Information

• Giro interest will be credited at the end of each month to the relevant customer fund account.
• If Giro interest decrease, the nominal giro interest received will also decrease.
• The bank is required to notify all changes to the benefits, costs, risks, terms, and conditions of these Products and Services by mail or through other means pursuant to the prevailing terms and conditions. Such notification will be made 30 days prior to the effective date.
• For every offer and subscription of other products, BCA will first ask the customer for approval to provide customer data to third parties.
• Information about fees, benefits, and risks is available on bca.co.id.

Disclaimer (important note)

• Bank may reject the application for the account opening if they do not fulfil the applicable terms and conditions.
• The customer has read and understood the RDN product according to the Product Summary.
• This Product Summary is not part of the application for opening a RDN account.
• Customers are required to read and understand the application for opening a RDN account.
• Information included in the Product Summary is valid until the new amendment related to the RDN BCA in this Product Summary is made.
• Customers are required to carefully read this Product Summary before agreeing to the opening of the Customer Fund Account. Customers may rightly ask a Bank employee or call Halo BCA at 1500888 for any inquiries or complaints related to the Product Summary.